The Premium Membership is an annual membership that includes all of the courses listed and any new courses for the year. If you choose not to renew, you still keep all of the courses in your account. There are two options - using PayPal or credit card -they are the same bundle just two payment choices. The Premium Membership DOES NOT INCLUDE THE 2020 BELLY BABY SUMMIT PURCHASE. THE 2020 BELLY BABY SUMMIT WILL BE FREE TO WATCH FOR ONE WEEK FOR EVERYONE. There will be an option to purchase for everyone.